Wednesday, January 6, 2010

a new chapter in my life

I withdrew from school this last semester, and I didn't tell my parents about it. I'm not sure why I didn't tell them, because I really had every intention of doing so... I just got scared, and... couldn't... Well, they found out anyway, because my mom has access to my school records online. So now she is threatening to cut me off from all the monetary help she gives me, which, admittedly, is a lot. She paid for my school, my rent, my car insurance (and all other various insurances I have), my cell phone bill... basically all I paid for was my car payment, my utilities, and other random things like groceries and such. But if she cuts me off entirely, then I won't have health insurance at all, because there is no freaking way I am going to be able to afford that... I will have to get car insurance, which shouldn't be TOO outrageous because I have a clean record and a grandma car... I will have to sign my own contract for my phone, which I don't know if I can even do since they just signed one for me... I guess I will have to look into that... Not to mention RENT. I am glad David and I live in a semi-cheap duplex, but still, I don't have any clue where I am going to come up with the money for all of this. I really hope Jess ends up needing a place to stay this upcoming semester so that we can split the rent and utilities three ways instead of two... Also, probably the most frustrating thing of all, since I am not 23 and since my parents aren't abusive or drug addicts, I still have to put all of their tax information on the FAFSA, which means their income will be on there, which means I will not be entitled to any help from federal student loans whatsoever because they made too much money in 2008. Awesome. So even though I will be paying for my own school, the government wants to know how much my parents made in 2008 and then is going to screw me with it. Basically what this means is that I need to go take out a loan from somewhere else... like a bank, or a credit union, or a millionaire, or something. I just don't know if I will be able to get approved for something like that since I make, like, no money; I am sure my credit score is crappy; and I have nothing saved up. I literally opened a savings account YESTERDAY for the first time, ever. It has $25 in it. Sweet.

If my mom is serious about cutting me off altogether she better not claim me on her taxes. I will be so pissed if she does. Because that will mean I won't get a very big tax return back. If I claim myself, I should get more... or at least I think. Probably not though, because on all my W2s and what not that I have filled out I have put that someone else can claim me as a dependent... fuck I don't know. I have no clue how this works. I am so pissed off and frustrated, mostly because everything is all up in the air right now. I wish she would just clarify one way or the other what she is going to do. AND THEN FUCKING HELP ME. I am willing to do what I have to do, but I have never done most of these things before, and it would be nice if she would at least let me know what I have to do to get things done.

FUCK. Now I am all pissed off again. This whole situation is fucking retarded.